CALQUE INC.

About Us

Calque partners with lenders nationwide so homeowners can buy before you sell.

Homeowners signing agreement with lender support
innovation icon
Our Mission
innovation icon
The Calque Difference
innovation icon
Our Business Model

Meet Our Leadership Team

Jeremy Foster
Chairman, Founder

Jeremy is a financial technology expert with more than 15 years of C suite experience in real estate and financial services.

Michael Bremer
Chief Executive Officer

Michael Bremer is a seasoned industry veteran with 25 years of experience in the mortgage, real estate, insurance, and risk management sectors.

Brooke Waupsh
Chief Marketing Officer

Brooke is an award-winning marketer with 20+ years of experience breathing life into established brands and growing new ones from the ground up.

Dean Carberry
Chief Revenue Officer

Dean Carberry brings over 25 years of in depth mortgage industry experience, including leadership experience, to his role at Calque.

Shai Muse
Director of Client Experience

Shai brings over 20 years of mortgage industry experience with expertise across multiple mortgage products and client operations.

Penny the Penguin
Head of Happy Homes

Penny is Calque’s Homebuying Navigator, representing confidence, stability, and teamwork for homeowners, lenders, and real estate agents.

Meet Our Advisors

Sara Johnson
Advisory Board Member

Sara has more than 15 years of experience in capital markets, investment, and lending and has helped companies raise over 1B in debt and equity capital.

Marty Sunde
Advisory Board Member

Marty Sunde brings more than 36 years of experience blending strategic thinking with operational results at companies including Kasasa, Acxiom, and IBM.

Don Schafer
Advisory Board Member

Don Schafer is an Ernst and Young Entrepreneur of the Year who co founded companies including Quilo, Kasasa, Banking Solutions, and BancLeasing.

Dori Daganhardt
Advisory Board Member

Dori has more than 20 years of experience leading product teams for premier technology providers including Black Knight, CoreLogic, and First American.

David Lykken
Advisory Board Member

David is a 47 year industry veteran and currently serves as Founder, President, and Chief Transformational Officer of Transformational Mortgage Solutions.

Jim Black
Mortgage

Jim is a 20 year veteran in Mortgage Loan Originations and serves as Chief Lending Officer at Revest Homes, Inc (NMLS 633511).

UI image
Vision
Our vision is to be the leading global fintech solution
We empowering individuals and businesses to achieve financial clarity and success. We strive to foster a world where managing money is simple, secure, and accessible to all.
UI image
Mission
Our mission is to Simplifying Finance with Secure Technology
We aim to build tools that enable users to gain clarity and control over their finances while promoting trust and innovation. By cultivating a customer-centric approach, we ensure that every individual and business can achieve long-term financial stability and success.
UI image
99
%
Transaction Success Rate
$
12000
+
Average User Savings
85
%
Improved Financial Growth
50
K+
Active Users Worldwide
Our Teams
Meet the Team Behind PayNext's Innovation
team photo profile
Charles Moore
Charles Moore
Chief Executive Officer
team photo profile
Daniella Vista
Daniella Vista
Chief Executive Officer
team photo profile
Evan Wong
Evan Wong
Chief Financial Officer
team photo profile
Farah Medina
Farah Medina
Head of Customer

Secure. Game-changing. Simple.

Stephen Knorr
Loan Officer

After learning about the Calque product, I reached out to past clients that I knew had equity in their home and wanted to buy a new home. I explained Calque and they went shopping. I currently have one Calque deal in underwriting and a few that should come in shortly. The bridge loan combined with Calque’s purchase guarantee gave a solution to a problem past clients had. It has enabled them to move forward with buying a new home and creating inventory by listing their current home.

Wally Andrus
Loan Officer

I had a client that needed to move quickly from Colorado to Virginia due to an urgent family issue. I presented the Calque Purchase program along with the bridge loan as a solution to their problem. They wanted to move fast and had anxiety around carrying two mortgages, even though they could afford it. Calque gave them the assurance they needed that their home would sell. The bridge loan increased their purchasing power by allowing a larger downpayment. Calque offered a solution to a very stressful situation for my clients.

Stacy Rogers
Loan Officer

I am sold on The Trade In Mortgage! The program is a great way to get buyers into the market. The program gives them a safety net. It is a great tool to offer your Realtor partners. Their buyers are more competitive and have more leverage against other buyers. It also shines a light on you, the loan officer. You have a competitive edge. It will open doors to attracting new Realtor business. The Calque team is fabulous to work with! Everyone is knowledgeable, professional, and helpful. I am very pleased to be partnering with Calque.

The Burkes
Consumer

The best thing about Calque is the peace of mind that it will bring you. You don't have to worry about ‘Oh, this person may buy the house, they may not...'. We can move forward with getting our dream home and don't have to worry about if the old house is going to sell.

Ify Strakal
Realtor

With the The Trade-in Mortgage™ I was able to submit an offer for my clients for a suitable house they really liked without the contingencies on the contract. With my clients, it removed the frustration and guesswork on whether the seller would accept their offer due to the contingencies and the frustration of contracts falling through due to the fact that they hadn't sold their home which was listed in on the market.

The Mitchells
Consumer

We were extremely pleased with the Trade-In Mortgage. It offered us a great sense of security in the selling process and helped us get a lower price while buying.

Hannah Hunnicutt
Realtor at Porchlight Real Estate Group

Calque was a pivotal part of getting my client to the closing table. They went above and beyond to preserve our original closing date and don't charge as much as other programs with the same service. I will definitely recommend Calque during future transactions! Thanks for everything Kaci! I look forward to working with you again in the future.

Ashley Crank
Realtor at Andrea Curran Team

My clients found a home they loved but needed to sell first, which would have cost them their dream home. With Calque’s Buy Before You Sell solution, they were able to purchase without the stress of selling first or moving temporarily. I truly appreciate that this program made both sides of the transaction possible at the same time.

Natalie Naranjo
Consumer

Working with The Trade-In Mortgage was an absolute game-changer for our family during our recent move. As someone who had previously experienced the stress of a gap between homes, I can't express enough how much peace of mind the program provided us.

Scottie Campbell
Loan Officer at Waymaker

The Trade In Mortgage has been an absolute game changer for our clients and our business! They have truly revolutionized this experience for the consumer and for the lender to make it seamless. We’ve now utilized their “trade in mortgage” program for several of our homebuyers to provide what I find to be the most cost effective and efficient solution of it’s kind. We are able to qualify the homebuyer for their new purchase by obtaining a guaranteed purchase agreement from Calque so that the homebuyer then has the flexibility to get their next home under contract with a non-contingent offer, this is a true gamechanger for the buyer!

Jordan Almond
Loan Officer at Fairway

Working with Rebekah Lanning of Calque has been an absolute pleasure. Her dedication to fostering educational opportunities by sponsoring several Realtor lunch and learns has been invaluable to our company. Rebekah’s ability to coordinate with me on these events seamlessly, coupled with her deep understanding of our industry's needs, has greatly enhanced our team's knowledge and networking capabilities. We are grateful for her partnership and look forward to continuing this fruitful relationship.

Denise Hosek
Loan Officer at HMA

I closed my first Buy Before You Sell transaction with Calque on Friday. The buyer said, “When we discussed it, I thought it was too good to be true. It still kinda feels that way! Everything went so smoothly and exactly as you said.” He took all the business cards that were in my purse. He already told a couple of coworkers about me and the Trade-In Mortgage. THANK YOU, THANK YOU, THANK YOU!!!!!! There was no way for me to get a perfect rating if your service wasn’t also perfect. In a short time, you have become a very valuable partner in my business. I am looking forward to closing many more transactions with you this year!

Calque gives homeowners the power to
buy first — and sell later.

Get Started